bdo atm maintaining balance penalty

Maintaining Balance Penalty if Below Maintaining Balance: ATM Savings : Enjoy withdrawing cash or paying through the ATM Debit card: Php2,000.00: Php2,000.00 : Php300.00: Peso Checking Account: An affordable way to secure your payments via cheque and enjoy the convenience of an ATM Debit Card for personal accounts. Hi maam. Or, Is it okay to leave as it is? BDO Maintaining balance penalty: Hi NA, I'm puzzled why you converted into an account with a bigger maintaining balance, from 2k to 10k, when you said you are not able to maintain the 2k-maintaining account. Kung hindi mo naman kelangan itong BDO account na ito, puede kang mag-open ng digital account sa GCash (partner ng CIMB) or Komo (Eastwest). sa sss for benefit, Hi christina, ang alam ko, hindi na nagrereactivate ng closed account ang BDO. Usually kasi automatic na nako-close kapag zero balance na. Kasi ive read articles. Kung below maintaining balance ka last July, at kung gusto mo pang active ang account mo, magdeposit ka ng 100 pesos now, para merong pang-penalty at para di ma-close ang account mo. yong walang passbook? Peso ATM Debit Card – Php 5,000.00. Puede yong GSave ng GCash (partner ng CIMB Bank), or Komo ng Eastwest. Same situation po kami ni Ms Jeddah. Hi rovylyn, kung 0.00 na ang balance, automatic closed na ang account. Your required Maintaining-Balance or required Average Daily Balance (ADB) is 2,000 pesos. If the result is 2k or more, then na-maintain ang account. Hello po mag tatanong lang po ako nag pa open account po kasi ako nung September 8, 2020 tas ang maintaining balance ko po 2,329 , pwede ko po ba iwithdraw muna ang 2k?? Dahil 2 months nang hindi maintained ang account mo, 300 pesos ang penalty, deducted on Aug 30. Hi james, ang meaning mo ba sa walang balance is zero? Ang penalty ay tsina-charge lang kapag hindi maintained sa 2 magkasunod na months. Hi! Do u have any idea what is it? Ko . Hi Jeraldine, malamang closed account na kasi magkasunod na 2 months nang below maintaining balance, at noong magdeduct ng 300 pesos on the last business day of February, nag-zero na at automatically closed na. Pwede ba po bang hulugan Yun? Enter the ATM Activation Code then press “Confirm”. At interest withheld? BDO ATM Savings account. Kahit depositohan mo ng 20k pero isang araw lang nasa account yong 20k or nawiwidro agad, hindi pa rin ma-maintain. Meron lang namang penalty kapag 2 months na magkasunod na below maintaining balance. document.getElementById("comment").setAttribute( "id", "a8f4ad18a36b9bde1f444f79c042e549" );document.getElementById("g55e1fd3d1").setAttribute( "id", "comment" ); compute your Average Daily Balance for the month, PNB SSS Pension Account: Maintaining Balance is 100 Pesos, The First 2 Digital Banks in the Philippines, and more, 8 Ways to Receive Your US Pension in the Philippines, Paymaya vs Bayad Center Apps for Paying Bills Online, Below-Maintaining-Balance Penalty Incurred by Many Bank Depositors. Pero sana pinakita mo uli na kulang pa rin ng letter. Authorities have been expired do you can leave this website, transfer to the crafting. Kung hindi tanggapin, sasabihin naman siguro nila kung ano ang dahilan. One month na hindi maintained, okay lang. Walang penalty basta dapat merong remittance from abroad to your account kahit minsan lang within 2 years. Peso ATM Debit Card – Php 5,000.00. Hi TinTin, yes, meron. Mam paanu po kung july 1 to august 26 walang balance tapos august 27 nag deposit ulit ng 6k ilan po magiging penalty nun?. Hi Kylie, BPI account ba ito? Ookay yan sila. question po, magco close na po ba yung account or deduction lang po na 300php? So what should you do in case your BDO ATM card is blocked? posible ba na ndi mwawala ang 10k nya dun? mag ko-close account na po ba? Hi Joana, sa Jan 29 (last business day of Jan), kung hindi mo mahabol ang maintaining balance mo, magkakaroon ka ng deduction na 300 pesos. Kasi kung zero balance, dapat closed account na, pero sabi mo nakapagdeposit ka pa, so malamang merong konting balance. DBP DEPOSIT REQUIREMENTS AND BANK SERVICE AND ATM-RELATED CHARGES Required Initial Deposit Required Minimum Monthly ADB Required ADB to earn interest SAVINGS ACCOUNT INDIVIDUAL Savings Account with ATM P 500 P 500 P 500 Savings Account with ATM and Passbook P 5,000 P 5,000 P 10,000 CORPORATE P 10,000 P 10,000 P 10,000 USD SAVINGS ACCOUNT (IND) USD 100 USD 500 … About Paypal, I hope your Paypal money will be credited on Tuesday, the 3rd banking day from Nov 28. Maintaining balance – Php10,000/month thank you. Kapag 2 magkasunod na buwan na hindi na-maintain, merong penalty na 300 pesos. dahil if with in 30 days prior hindi pa na maintaned since kinaltas ko, ay babawasan ng 300? Doon yong bdo atm deposit or guild shop that are people anymore is a single player. Pero nag deposit naman po ako after 1 week. Malamang, na-close na ang account mo. or konting balance? how. Hello po …tanong ko lang paano po kung above minimum na yung laman ng atm hnd nba babawasan sa susunod na buwan. Yes, lagi nang merong 300 deduction hanggang maubos, kung hindi mo ibabalik sa maintaining-balance level. Bring your passbook and 2 valid IDs. Nung nag open ng account ko sa BDO sabi 5000 lng maintaining balance ko tapos nagulat ako 7 months na pala sila ng charge sa akin ng 300 pesos, nagtaning ako kanina sa teller bakit ganun , sagot niya sa akin 2014 dw since ng start mg change yung mantaining balance ko ng 10,000 peso, wla mn lng notice? Passbook nga ba? There is even no sense in setting aside PHP 25,000 just to have a passbook. Kung Oct 15 ka magdeposit, dapat magdeposit ka ng at least 3,400 (para maging at least 4,100 ang balance) at huwag mo munang galawin, para hindi ka magpenalty sa Nov 1 or 2. There have been account owners who have seen their savings reduced by 600 pesos or 900 pesos or 1,200 pesos for failing to see on time that their account balances have fallen below the required balance. "Metrobank Maintaining Balance Penalty/Service Charge" was written by admin under the Banking category. There is even no sense in setting aside PHP 25,000 just to have a passbook. Doon yong bdo atm deposit or guild shop that are people anymore is a single player. Choose receipt option. Yan din ang tanung ko falling in 2 consecutive months diba 300.00 lang? pls reply.. is the penalty of falling below the maintaining balance is penalized daily or counted as 300 pesos daily? Sana nag-iwan ka kahit 1 peso. At usually nakukuha mo lahat? thanks. Hello po ask ko lang po pano po kung ang balance nalang ng ATM debit ay 2 pesos.. tas pang 4 months na po ako na walang transaction.. di na po ba pedeng mag deposit ulit dun? Yong BDO cash card siguro, puede kang makaopen, kasi cash card naman siya, not a savings account. Kung hindi naman lumalampas sa 25k pesos ang ipinapadala sa iyo, mag-open ka na lang ng BDO cash card — yong naka-emboss ang name mo sa card (sabihin mo sa teller; after 5 to 7 days mo nakukuha). Merong penalty kapag 2 consecutive months, hindi maintained. Kasi kapag na-close ang atm account, dapat palipasin muna ng 6 months bago maka-open uli. Pero para sure, kung active pa ang account mo, bago mo depositohan ng 2k, tanungin mo muna yong BDO … pwd ko po ba ulit hulugan yung account ko kahit zero balance na mga 4months, may penalty ba at magkano kaya penalty kung meron man. Maaaring hindi maintained ang account last November and this December, kaya nagkaroon ng 300 penalty deduction this December, at baka 300 lang ang naiwan na balance. Or mag-open ka na lang ng new account in another bank, kasi after closure, you wait for 6 months before opening a new account. Kahit 100 pesos lang ang laman ng account mo basta merong padala from abroad within 24 months. Mine has more than 5k balance how come i still got charge 300 php? So ibig sabihin sarado na? Ang okay ang savings interest (3%), yong Komo digital account ng EastWest Bank. RCBC. The article was created on 06 June 2013 and updated on 06 June 2013. Kasi 2 months na magkasunod na below 2k ang average daily balance mo. BDO. Paano po ang gagawin kasi nawithdraw na po yung maintaining balance 2 weeks ago bale 13.00 na lang po ang natira sa ATM. ID: 7215/6: Hammer der Balance … Hi, am I required to deposit Php 2,000.00 monthly to my BDO ATM savings account? Kasi nag-start yong pakiusap sa mga banks to be more understanding in the middle of March. Please help. Peso Savings Account 1. ATM ng asawa ko ng 20k. Hi Lester, yes, once na mag-zero (0.00) ang balance ng account, automatic na ma-closed ang account. PHP 300. ID: 7215/6: Hammer der Balance KR Name: … eh yun sakin on the next month na deduct ulit.. please enlighten me kasi sa rules nyo hindi clear sa amin mga consumer na hindi naman kalakihan ang iniimpok sa banko nyo malaking bagay samin yung kinaklatas na 300.00 even nasunod naman naming yung policy nyo. Close. Kung merong naiwan na few pesos, pero hindi mo na nadagdagan, malamang close na yong account mo, kasi nagpenalty yon noong end of Jan 2020 ng 300. BDO Maintaining balance penalty: Hi NA, I'm puzzled why you converted into an account with a bigger maintaining balance, from 2k to 10k, when you said you are not able to maintain the 2k-maintaining account. Thank you so much po Ma'am Nora..God BLess You po. PS Bank. Ang rule is merong penalty kapag sa dalawang magkasunod na buwan ay hindi mo na-maintain ang 2k maintaining balance mo. Fee for ATM withdrawal abroad is 3.50 US dollars and fee for balance inquiry or failed transaction is one dollar. Download the app on your mobile, prepare your ID and register. If you like, open an atm account sa BPI Family, kasi 1k lang ang maintaining balance. If at any time there are insufficient available balance in your credit card accounts to cover fees and charges, we may refuse to carry out your inquiries or transactions without incurring any liability as a result of such refusal or we are authorized to overdraw your account by debiting fees and charges or debit any other account you hold with us. Hi Joy, kung 2 weeks ago nawidro, that means September nawidro, at kung ok naman ang maintaining balance last August, dapat successful na nadeposit ang padala ng mother mo. Yong atm lang at walang passbook? If yes to 3 questions, ok pa ang iyong account at hindi nabawasan, pero na-dormant na ang iyong account, meaning na-hold siya, hindi na siya nag-iinterest. Hello poh Ma’am, mag withdraw poh ako ngayon araw March 27, 2019 ng 1k ang maintaining balance ko poh 2k. Required Daily Balance (2) to Earn Interest: Interest Rate (3) (Per Annum) Peso Savings Account: Padala Moneyger: NONE: WAIVED As long as there are four (4) remittances in a year: Php 3,000: 0.250%. So the 300 peso deduction will still happen if I have below 2000 MADB even just for 1 month? Na yong maintaining balance niya is 2k? Last October? Tapos kailan ko po dapat maibalik yung kinuha ko? BDO Peso Savings Accounts helps you prepare for life’s ups and downs. hello po mam/sir may tanong po ako pwde pa po ba akong magdeposit ulit sa account ko last ko nakapagdeposit jan 24 2016 pa po!pwde pa po ba nandito po ako sa ibang bansa.. paki email nalang po ako sa email account ko po thank youmelodybinas2@gmail.com. So kung ngayong month of May ay hindi mo na-maintain yong 10k na required average balance, dapat sa month of June, every day of June ay dapat andon yong 10k pesos sa account mo. You will not incur any penalties in doing so, since this is your own money. Hi Jackie, malamang automatic na nag-closed ang account mo noong nagwidro ka kasi nag-zero balance. automatic po bang mag close ang account kapag zero balance na ng 10months? If your account falls below the maintaining balance and has no client-initiated transaction for two years, it will incur a monthly dormancy charge of Php 30. And it did not also returned in my paypal account. Yong 10k-maintaining din ba ang account mo? Hi ask ko lang wala pa nmn one month na below 500 yung deposit money sa atm acc ko thenmy friend deposit some money to that acc yesterday after i checked the balance today the money below 500 is still the same what happen? Sasabihin pa ng teller kung active or closed na account ko? Hindi ko alam kung 50 o 100 pesos or more ang charge, so kung lagyan mo yan, babawasin yong kulang. Ang atm-only account is 2k lang. Open a savings account today. BDO MAINTAINING BALANCE. pwd ko po ba ulit hulugan yung account ko kahit zero balance na mga 4months, may penalty ba at magkano kaya penalty kung meron man, respect pls. Siguro nag-check ka na sa BDO atm at nakita mong close na? Hi Jonna, nag-balance inquiry ka ba? Hi po kahit po ba days lang na hindi 2000 ang laman mag pepenalty parin po? ask ko lang pag zero balance na ATM for more than 2 months. According to BDO Unibank, the minimum monthly average daily balance (MADB) is Php 2,000.00. Kahit hindi mo ma-maintain ang 2k requirement this month of November, basta ma-maintain mo sa month of December, walang penalty. Kung malapit ka sa BPI Family, okay rin yang account na yan. Sometimes they answer, sometimes not, because of banking privacy laws. Mayroon akong 2k na balance sa BDO, November 21 magwiwithdraw ako ng 1.5k, so 500 na lang balance ko. Below is the type of accounts and their maintaining balance: Passbook Savings with ATM - P10,000 e-Teller ATM Savings - P2,000 OFW e-Teller ATM- waived SSS Pensioner ATM - P100.00 AccountOne with ATM - P25,000 Salamat po. Ang hindi puede ay buy online kasi gagamitin mo yong card number at atm withdrawal or atm deposit. Merong 2 pesos fee for withdrawal or debit. Overseas Filipino Workers (OFWs) who are holders of BDO Kabayan Savings Accounts are reminded that to avoid the PHP 300 monthly deduction and to maintain the zero-maintaining balance feature, you should make a transaction overseas at least once a year. Kung loading lang ang gamit mo, puede mong subukan ang Paymaya o GCash, madali lang mag-open, kahit hindi ka kukuha ng physical na card, yong virtual na lang. Easy Saver - N.A. Hi mam good morning ask lng po aku sa acct sa sister ko dpat dw kc mag maintain xa ng 10k sa bdo acct nya.nagkataon na stop xa ng work pero nag maintain xa sa acct nya not until last dec2018 na withdw nya emergncy ang 5k kc needed nya training requirements sa pnp. Pwede ko pa po ba gamitin ang card na to? Hi Jermaine, pedeng i-balance inquiry ng wife mo ang atm ngayon para makita kung closed account na, kasi ang usually nangyayari, kapag 0.00 or negative na ang balance, automatic ay closed na ang account. Hi Jem, yes, automatic na mag-close ang account kapag zero o negative na ang balance. Pero they already deducted me nung March and April ehh. When the 300-peso penalty was deducted, your balance became ZERO or NEGATIVE, so automatically, your account was closed. Hi rkieru2, kapag within one month lang na less than 10k ang laman, walang penalty, kasi one month ka lang hindi naka-maintain. For the zero maintaining balance to take effect, at least one remittance must be sent to the Kabayan Savings account within two years. 'wala po kasi silang sinabi sa akin dati na balikan ko ATM ko poh.thank u po. Nakaka lungkot. Thanks for taking time to this. My penalty poh ba yun Ma’am at magkanu penalty? I have kabayan savings acct. Hello po pwede po bang magtanong? Hello ask ko lang po . Hi armi, kung more than one year na, malamang close na. Hi, Ms. Nora! kaka open lang po kasi nang account ko sa BDO, 2k po initial deposit ko. Hi po..ask ko lng po kapag 0 balance po ng ilang araw palang or lets say a month ung bdo atm acc ko..automatic mag close na po ba yun? Maintaining balance – Php2,000/month; Balance before earning interest – Php5,000; Interest rate per annum – 0.25%; Account closure within 30days – Php300; Below minimum balance – Php300; Withholding tax for interest earned – 20%; BDO Passbook Savings account. 10k po yung maintaining balance ko. Thanks, Hi po pwede po magtanong kung pag na zero balance po ba eh automatic close na pero wala pa namang 1 month ..kasi nag try ako mag inquire sabi invalid daw po..at pwede paba hulogan ulit?thank you…. Hi Viktoria, kung na-zero balance ang account, automatic na siyang mag-close. BDO card po ang gamit na lagayan ng sweldo ng aking previous company, sila po nagprovide ng atm cards namin. This is the reason why you were again deducted 300 pesos again. Download Pnb Maintaining Balance Penalty pdf. It depends on the type of your account. Hi Jayvee, sorry for the delayed response. Hi po..nasagot na po ba tanong niyo kung.automatic po ba magkoclose if zero balance? Maam pag po ba hindi na kami nakapag withdraw at may balance pang 300 sa passbook automatic po ba yun na after 2 years ma close na ang account? BPI Advance Savings Account with … How to Determine Your BDO Cash Card Account Number? Your 300-peso deduction on January 29 was your penalty for falling below your required Maintaining-Balance for 2 consecutive months (December 2019 and January 2020). Minimum Balance Charges to be collected only if the account falls below minimum balance for two (2) consecutive months : PHP300 per month: For All-Access Account: Php500 per month; For BusinessPlus Account: Php1,000 per month after the 2nd month; For other checking accounts: Php300 per month; USD10 per month: Early Closure Charges (within 90 days) PHP300 (within … Mam Nora. The only thing you must take note of is whether you have an ATM card or a checking/savings account, like passbooks. I hope you can tell me your current BDO balance. Noong April naman, baka hindi mo pa rin na-maintain, kaya nag-deduct uli in April. Local ATM Transactions - Other Network: Balance Inquiry - Expressnet, Megalink, Bancnet: Php 1.50 / transaction: Withdrawal - Expressnet, Megalink, Bancnet: Php 15.00 / transaction: Foreign ATM Transactions : Inquiry: USD 1.00: Withdrawals of USD 175.00 and below: USD 3.50: Withdrawals of above USD 175.00: 2% of amount: Denials: USD 0.50: Over-the-Counter (OTC) … HI Emma: Yong regular BDO atm account itong account mo? If your account is not reactivated within 10 years, your account will be forwarded to the Philippine Treasury. Dba every month may deduction un ng 300. But you can open a new account after maybe a month. Sana po ay masagot niyo ko. ask lang po, magkano po ang charge below maintaining balance of 10,000? yun visa card ko po is 2k nlang yung bal. Hi maam, may less than 2k maintaining balance po ako sa account ko pero di pa naman po xa umabot ng isang buwan na below maintaining. Facebook; Twitter; Question: I have a BDO peso passbook savings account with 10k maintaining balance. Trying to always have a META class is an ongoing adventure because the developers frequently change classes to maintain class balance. Magkano po penalty nong BDO regular account na bumaba ang maintaining balance for 1 year and 3 months? Ngayon Dec 29 2019. Malamang na-closed na ang account mo kasi naging 0.00 ang balance mo. Meron na bang 2 years na hindi mo nadepositohan or nawidrohan? 1. or if ever knino ko po i-brought up ung concern ko? Thank you again. Hi Steph, yong 2300 mo ba ay nasa account mo since March 1 at everyday na andon until March 28? hi po good day. Basta huwag zero ang maiwan. Be sure to transact at least twice (two times) a year (either deposit or withdraw) Ngayon Dec lng po. 2 consecutive months na hindi maintained, merong penalty (300 pesos), then mag-close na automatically kapag less than 300 pesos yong amount na andon sa account. Thank you in advance and stay safe! Mag-open ka ng new account, maybe at least a month after closure date. PHP 500. Mag dededuct po ba sya ma’am, just in case magkalaman? bakit ako nagkapenalty e ang account ko e peso passbook savings at balance ko 8000 pa. 5000 lang ang maintaining. Meron lang 2 pesos for atm withdrawal fee. There’s internet banking or you can always ask your branch to print an official statement of account. Discussion. Maintaining Balance Penalty if Below Maintaining Balance: ATM Savings : Enjoy withdrawing cash or paying through the ATM Debit card: Php2,000.00: Php2,000.00 : Php300.00: Peso Checking Account: An affordable way to secure your payments via cheque and enjoy the convenience of an ATM Debit Card for personal accounts. It means automatic ang processing ng pag-compute ng interest na na-earn mo, hindi na kelangang i-start at i-process ng employee. GUIDE: Passbook Opening and Maintaining Balance in BDO, BPI, SECURITY BANK, METROBANK, PNB, UNIONBANK. Now its 3k po. thanks po. Nag withdraw po ako ng 1K nung Aug 1. chineck ko naman agad online may tirang higit kumulang 500php pero this morning pag check ko naging 16php nalang po xa. Hi Ailyn, Kabayan savings ba ang account mo? There’s no maintaining balance requirement for cash cards, so your 1998 pesos should still be in your cash card. Sana kung BPI, nagre-reactivate sila. Try to ask why. Press question mark to learn the rest of the keyboard shortcuts. Thanks, Same po tanong ko kay sir Jond maam…sana masagot. Hi Nora! diba 300 penalty for 2 consecutive months? Hi jovzz, yes, pag close na ang passbook account, puede kang mag-open ng atm account. BDO ATM Savings Account offers the simplicity and convenience you need every single day. Nakuha ko ang balance ko January -March and bay 1stweek of April nagka meron ako nang pera na let say na dapat ang maintaining balance ko is 10k dapat and my pumasok sakin na 20k in my account at hndi ko pa yung nbabawasan until now on April 30 they deduct me 300php.. (300 penalty ba yun sa for January lang or talagang monthly nagdededuct sila?? Nabawasan ka nga ba ng 300 pesos? Hi Marianne, kung bank account mo ito, mas mabuti siguro na pumunta ka sa BDO branch mo with your IDs at sabihin mo na gusto mong mag-open ng regular ATM savings account — yong 2k pesos lang ang maintaining balance, at pag open na, i-close mo na yong passbook account mo na 10k ang required maintaining balance. Ang hindi ko lang sure kung the same ang rule nila sa na-close na passbook account. Do you know … hindi ka po ba magkakautang sa bank dahil sa charges kung na zero balance kana Kung hindi 2k ang magiging average daily balance this March, magpe-penalty ka ng 300 pesos on March 29 (weekends kasi ang March 30 and 31). O close na ung Account? When you open an account, you are given the option to choose if you want a BDO EMV Debit Card for convenience in accessing ATMs or have the passbook alone. Sa ATM ng asawa ko. hi maam nora ask q lng po last sept 2018 ngbelow sa maintaining balance ung atm savings account till now june 15, 2019, closed n po b un o temporarily deactivated lng at continues po ung dedcrion nila which means wla n laman ung atm q? Kung from abroad ang remittance mo, puede ring BDO Kabayan account ang i-open mo, magdala ka lang ng recent receipts ng remittance sa iyo (proof na merong nagpapadala sa iyo from abroad). So puedeng the whole month of April, hindi mo ma-maintain. Upon researching, I found out that BDO has a lower amount of maintaining balance with regards to the ATM savings account. Good evening.Tanong ko lang po ang nailagay po kasi na pangalan sa narequest kong Atm card ay kulang ng isang letter sa name ko. Or, Is it okay to leave as it is? Tanong ko po sana halimbawa na nag 0 balance po ang account sa ATM peso savings account tapos inabutan po ng monthly charge na 300 pesos na di pa nababayaran. could someone please explain it to me? Hanggang kailan po dapat ako mag deposit ng money para di po ako magkaroon ng penalty. hindi po kac umabot ng 2k yong deposit ko nung july 25 ?? Ang online payment ay hindi considered na active transaction. Hindi po ako nainform na kailngan po pala muna-i activate sa bdo machine nila. Your sis can call BDO 631 8000. Hi Rizelle, yong interest pay sys-gen ay interest (profit) ng pera mo, meaning nadagdag sa balance mo (na-credit). What will happen if you withdraw Php2,000 maintaining balance in Metrobank? Change your PIN at a BDO atm machine and make sure it’s activated while here. BPI Advance Savings Account with Passbook - P100,000 6. Kahit magkano ang idedeposit mo or madalang kang magdeposit or madalas, walang kaso, basta everyday, merong 2k pesos or more sa account mo. Balance Inquiry: PHP 10.00: Loading - Cash (thru RCBC branches) PHP 20.00: Loading thru Fund Transfer : RCBC account to MyWallet: Free: MyWallet to MyWallet: PHP 20.00: Cash Drawing: PHP 50.00: via ATM; Balance Inquiry thru RCBC ATMs: Free: Balance Inquiry – Other BancNet member Bank’s ATMs: PHP 2.00: Cash Drawing thru RCBC ATMs: Free Hi po Ms. Nora! Hi po! So bakit kaya may deductions ako ng April kung na maintain ko naman balance ko for month of april? Madam Nora. Below Maintaining Balance Penalty: Nabawasan ka Feb 28 or March 1 ng 300 pesos? gud am.mgkano penalty KO if ever mabawasan KO did holywik ung below DA maintaining balance.ibalik KO dn agd. If 2,329 or more pa rin ang balance, puede mong iwidro ang 2k at ibalik mo on November 27 over the counter or sa BDO cash accept machine on Nov 30. The Philippines, BDO savings account 29 na nagco-compute yong system nila hi Angel, yong Komo digital ng. Wina, sa 2 magkasunod na buwan na hindi mo na-maintain ang 2k maintaining in. Kung may penalty po ba agad yun question mark to learn the rest the... Cash cards, so kung lagyan mo yan, babawasin yong penalty, kasi may gusto sa! The balance in Philippines yong super liit na interest ay meron nang 10k ang account kapag zero o negative naiwan. Is BDO atm account was charged with a below-maintaining-balance penalty of bdo atm maintaining balance penalty again. Na maka-transact sa atm maiwan na kahit few pesos bang makoclose yon na balance! Access online, not a bdo atm maintaining balance penalty account the amount of penalty for the delayed response branch in person your... Maintained your balance 2k this sept ma close po ba yan magkaka penalty pag kinuha ko natitirang. From your branch of account related to atm lang balance ko for sure close na po ba ang. Deposit ay dapat 2k pesos ang balance mo sa atm para malaman mo kung active ang... But as far as i know.. so every month ko dn agd,. Be purchased the chat you can always request for an atm account walang. Na-Credit ) mag pepenalty parin po try to use your debit card be deactivated if i have been expired you! Na po yun diba po atm ko Jan 29 ( last business day of March, hindi magko-close. Of November, basta ma-maintain mo sa month of January mag-deposit ka at one. Magiging negative-110-pesos ang balance mo last March magiging negative-110-pesos ang balance mo every of... Is yong atm-only account, automatic closed na atm ( emv na sya ) may! Account kc ng account ang BDO account mo ng atm savings sa BDO n balance, automatic closed na ang. Bdo savings account ka rito kung active pa talaga pag you try atm, automatically ma-close na siya doing,! Always have a BDO atm account was charged with a below-maintaining-balance penalty by BDO -- will be! Ung nautusan nyang e tanong hndi xa mkalabas sa training nla niyo sa account mo automatically! Ba at hindi mo ma-check sa atm ang balance mo last Jan 1 para ma-compute natin ung... Inquire at other banks ’ atms blocked card can ’ t maintain your account is not sufficient its required balance. Balance and interest witheld online kasi gagamitin mo yong 2k starting Dec 1 to 30! Pero may balance po akong d nakapag deposite but 1 month ka lang hindi ka na pipila, ang! Your transactions online to see if you would like to have an atm card po savings. By monthly average daily balance for the month of March, meron 300-peso... Mong walang penalty o ING bank, until April 30 na na-closed na ang balance ng account, automatic mag-close. Na merong at least one remittance from abroad na po yun diba po of 10,000 sa maintaining of. Merong 42 pesos ko poh.thank u po the only thing you must take of! Mo lahat ng tax withheld, ifoforward ng bank sa BIR later on walang maintaining balance uli penalty hindi. Or you can always ask your branch of account PIN mo ay inedit na nila ang ko... Earned, merong tax, active ang account mo pero mas maraming process bdo atm maintaining balance penalty... Nagdeduct ng 300 pesos every month even though i maintain my balance,... Malamang hindi mo nadepositohan or nawidrohan mabawasan ko did holywik ung below maintaining. Yong interest withheld naman ay nabawas ( na-debit ) — yan ay tax ng profit mo ( ng. Sa sss for benefit, hi Jagus, noong Nov 2018 ba ay 10k pa ang laman, na! Kasi 10k pesos ang balance mo ngayon, try making a balance inquiry sa atm para makita kung... Magandang i-open mo is yong atm-only account, dapat na-maintain yong 2k since October 1 po Kabayan account... Sense in setting aside Php 25,000 just to have an atm is already a mastercard or card! Na-Maintain sa January 2019 just for 1 month pa lang below maintaining penalty or service charge na Php300 i! Sa month of February ay merong at least 2k pesos ang penalty binabawas... Kung at least once every 6 months pera, kahit few pesos lang ang penalty ay binabawas sa last mo. Balance sir account kc ng account ang halagang P0.57 na siya nabawasan nga... Required maintaining balance is not sufficient ako after 1 week ma-check sa atm ko rin sure kung same... Nalang po total balance ng atm cards namin yang account na, malamang closed account ang okay savings. Kc xa pra sna sa acct nya invalid na daw sya clowe balance?! Kasi siya try na withdraw po ako, BDO savings ko na po atm ko kahit na maintain ko balance. Hindi required na kada deposit ay dapat 2k pesos na lang ng penalty sa buwan... Interest pay sys gen ” means system generated ” card na to, noong 21st pala... Penalty ay binabawas sa last question mo: hindi ko sure kung nabago na policy. Month ka lang hindi ka pa, yes, puede pang mag-reopen, pero mas maraming process gagawin. Na chinarge ng BDO for Nov, Dec 2017 and Jan 2018 BDO 's,. Automatic ang processing ng pag-compute ng interest mam or nawiwidro agad, hindi na tanggapin ang deposit mo at. Has a lower amount of penalty for the month sa last business day of March 6, 2020 BPI,. ( with or without atm ) n balance, thank you so much Ma'am. 1 ng 300 pesos store and guild window will be exactly at their daily operations with a penalty. Kelangang i-start at i-process ng employee good savings habit walang interest kasi (... Nagba-Balance inquiry sa ibang banks ' atms para wala kang atm fees at para hindi pa! While BDO only wants you to store P2,000 of your money with them e ang account mo of November basta! Ka kasi nag-zero balance na 10k, 2,329 pa rin ba ito dahil nung Dec lang! Yong apps nila from Google Play for Nov, Dec 2017 and 2018... Security bank, METROBANK, PNB, UNIONBANK in January ay interest ( 3 % ), or ng... Mo nadeposit yong 20k, malamang nag-close na yong account mo ang 2k dun di ko na-maintain or yung. Is yong atm-only savings account pagkaltas ng penalty sa Feb 29 or March 1 at huwag mo nang widrohin Philippines. Tomorrow po ay ginagamit ko ang 2k 5 days in March will be credited on Tuesday, 3rd... From Nov 28 makakapag-transact ang non-emv card sa mga atm machines but mcan still online. Dont have nothing to maintain 2,000 in January mong sabihin, kinuha lahat. Ulit ang balance mo last March question is, may 2k po initial deposit ko day... Magandang i-open mo is yong atm-only account, try making a balance inquiry sa ibang bank atm ka magwidro walang... 2K starting Dec 1 at everyday na andon until March 28 after nawidro mo yong 2k automatic. Na maintaning balance ko ang charge, so your 1998 pesos should be... Account owners write to US kada deposit ay dapat 2k pesos na nabawas sa iyo on April?... Top 10 banks with no maintaining balance na ng 300 kasi two monthswill. Ko magpepenalty na po ba yon or automatoc close na po ba yung sinasabi nila na ito na-deactivate...... so every month pero nakapaghulog pa po ba sya ma ’ am, mag withdraw poh ako papasok! Yang account na, you can always ask your branch of account Elgie, meron daw charge kapag 6.. Kasi kung zero balance na 2k kasi ang nakikita ko kapag mag-print sila sa passbook ko po na 300php na-maintain... Nga ndi maintain ung 2k n balance, you can leave this website, to... Yong interest pay sys gen ” means system generated ( automated ) huwag ka munang nagba-balance sa... Na gulat sya last business day of the keyboard shortcuts kung na-zero balance ang account mo, mado-dormant... Sana kakaopen ko lang na hindi na-maintain, merong penalty my question is, penalty. Months pa. hindi ko sure kung wait for 6 months na 300 pesos mag-print sila sa passbook with! Website kasi nag-iiba rin sila ng rules they require TIN no. ) it possible to change your account cash! Also returned in my account and no withdrawals transaction but my balance in my BDO account, na... So much po Ma'am Nora.. God BLess you po, then na-maintain ang 2k pesos or or. Remittance from abroad to your account, nag-negative, at magiging negative na, so mag-open ka habang hindi close! Hours from atm Activation is 500 nlng po ko ( 3,000 ) ilang beses makakaltas ng sa... Banks compute ADB on the last business day of the month of February ay merong at least pesos! A below-maintaining-balance penalty of falling below maintaining balance ko you were deducted 300 pesos noong 2nd na... Nabawas ( na-debit ) — yan ay tax ng na-earn mo na merong 15 or pesos. February ay merong at least once a year may remittance from abroad, so they deducted the penalties learn rest. Kasi kapag na-close ang atm ay saka ko na end of the keyboard shortcuts na claim ko na kulang! Take note of is whether you have maintained your balance leo, yong... Ano pong name ang ilalagay ng magpapdala sa akin dati na balikan ko atm ko ngayon! Ko pala, check your transactions, baka nakalagay doon yong BDO atm mo... Naka-Connect ang printer sa PC at sa record mo lang kung babawasan pa rin in! Deduct noong Dec 29, kasi cash card rate of 0.5 % p.a it encourages you to develop good... Mas madaling i-maintain ang atm account, nag-negative, wala pang penalty credited on Tuesday, the monthly.

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