stc Tajer . Further, neither party shall be deemed to be an agent or representative of the other by virtue of this Agreement. 19.10 By selecting the “Continue” tab at the starting screen, You confirm that You have read this Agreement, You agree to all terms, conditions, and notices contained or referenced in this Agreement and You provide Your express consent to the same. Live Chat will allow you to chat in real time with a customer service representative 24/7. 16.1 You represent and warrant to Us that: (a) You are eligible to register and use the Wallet Service and have the right, power, and ability to enter into and perform under this Agreement and grant the rights, licenses and authorizations You grant under this Agreement; (b) the name identified by You when You registered is Your name or the business name under which You sell products and services; (c) any sales transaction submitted by You will represent a bona fide sale by You as described on Your App or Application; (d) You will only use the Wallet Service to transact on Your own account and not on behalf of any other person or entity; (e) You and all transactions initiated by You will comply with all laws, rules, and regulations applicable to Your business, including any applicable tax laws and regulations; (f) You will not use the Wallet Service, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the use of the Wallet Service; (g) You are not subject to sanctions or otherwise designated on any list of prohibited or restricted parties or owned or controlled by such a party, including but not limited to the lists maintained by the United Nations Security Council, the US Government (e.g., the US Department of Treasury’s Specially Designated Nationals list and Foreign Sanctions Evaders list and the US Department of Commerce’s Entity List), the European Union or its member states, or other applicable government authority. Customer service . (a) Unless applicable law in the destination country you specify for a Receiver requires otherwise, You will bear all fees, charges, local taxes, exchange fees, and any other fees and charges of whatever nature for International Remittances. 4.7 You must update registration information promptly upon any change so that it is at all times complete and accurate. You shall be responsible for any transactions made on the Payment Cards before We receive notice in accordance with this section reporting the loss, theft or destruction of the Payment Cards. 3. 11.3 You are entitled to a refund of the full amount of any payment transaction authorized by You and initiated by or through a merchant, provided the following conditions have been met (a) the authorization given to the merchant did not specify the exact amount of the transaction at the time the authorization was made, (b) the amount of the transaction exceeded the amount that You could reasonably have expected, taking into account Your previous spending patterns and this Agreement, and (c) You make the request for a refund as soon as possible and within the timeframe notified to You by STC Pay for the use of the Service. 6.6 You shall not exceed the payment limit set by Us as described in section 7 below. If such construction is not possible, the provision will be severed from this Agreement and the rest of the Agreement remains in full force and effect. (f) subject to Section 4.8 above, any fraudulent use of the Wallet Services by You. Such fees and charges will be debited directly from Your Wallet Account. We are not responsible for the performance or non-performance of the Third Party Platform provider or any other third parties regarding any agreement You enter into with the Third Party Platform provider or any other third party. We will notify You of any amendments to the Agreement resulting from the introduction of new services by email or by providing a link to the updated Agreement at least thirty (30) days prior to the new service becoming available and the terms of Section 19.2 will apply. STC Pay will do its best to provide redemption of the funds on Your Wallet Account by the method You have chosen, but retains a discretion to determine the method to be used based on the amount of funds that You hold. The average salary in 2018 was about $33,750, according to the Bureau of Labor Statistics. We will provide You with a notice specifying the reason for such termination. 4.2 You must be at least 18 years old to open a Wallet Account for the use of the Wallet Services. All transactions that are conducted or contracted in currencies other than US Dollar will first be settled in US Dollar and then converted to and settled in the currency of Your Wallet Account. 2.9 By registering, adding and using the Payment Cards in the Third Party Platform, You acknowledge that certain Payment Card account information may be transmitted to and stored within your Device with the Third Party Platform provider and/or on the system of a third party working with the Third Party Platform provider, for purposes of the Third Party Platform. BD 0. 2.3 If We have to contact You We will do so by telephone, email, App-chat facility, chat bots or other method in Our discretion. PART ONE From here you can see all your payments for the 6 months preceding either through e-payment service to us or through a payment system How many Qitaf points you got and spent this month? These Wallet Services – Terms and Conditions (including all Annexes and Policies) (the “Agreement”), each as may be modified from time to time as described in Section 19.2 below, apply when You register for a Wallet Account or opt for using the Wallet Services with STC Pay which enables You to make payments for purchasing products and/or services, make remittances and receive certain payments. Yes No. 12.2 We may make modifications, updates or upgrades to the Wallet Services and/or the STC Pay Materials and We will notify You of such modifications, updates or upgrades (as applicable) at least thirty (30) days in advance of such changes, unless such modifications require immediate implementation for the best interest of You or Us. 1.2 Why You should read them. If You use the Payment Cards for an illegal purpose, We shall have the right to cancel the Payment Cards and any Supplementary Cards and You must pay all outstanding amounts immediately. 1.4 Provision and Language of the Agreement 17.3 Subject to Section 16.1 above, we, and Our Affiliates (and its licensors), will not be liable to You for any loss or damage which may be incurred by You as a result of: If the We are unable to recover the funds on Your behalf, We will, on receipt of a written request from You, provide to You all available relevant information in order for You to claim repayment of the funds at no extra cost. stc Call Center: 124 SADAD Call Center: 8000 8338 (24/7 toll free) Office 23, Ferrari Center, Building 544, Road 3817, Block 338, Al Qudaybiyah, Manama, Bahrain (P.O.Box 26991) 10.6 You are required to provide Us with any additional information that We request with regard to a payment within two (2) Business Days of Our request. 7. If no reference or an incorrect reference or any required information is missing or incorrect in relation to the payment transaction, then We may: (i) reject the payment transaction and not credit Your Wallet Account; or (ii) seek to obtain the missing or corrected information from the payer’s payment service provider before crediting Your Wallet Account; or (iii) on a risk-sensitive approach, request the required information from the payer’s payment service provider after crediting Your Wallet Account . 10.3 Qualifying Transactions that we may specify for each Program do not include charges, Payment Card fees (if applicable), transactions that are reversed by Merchants, foreign currency, money orders, interest, unauthorized or fraudulent transactions, or Wallet Account charges of any kind (as applicable). (e) loss of data; or You are required to keep the Device, the Passcode and the credentials secure in the same manner as You would keep secure cash, cheques, debit or credit cards, and other personal identification numbers and passwords. 7.5 You acknowledge and agree that not receiving the account statement does not excuse You of Your obligation to make payment of the amounts due on Your Payment Cards to Us. (b) You are a person barred from receiving the Wallet Services under the laws of the Kingdom of Saudi Arabia. 10.1 From time to time, We may at Our sole discretion announce cashback programs (each, a “Program”) on certain transactions made via Your Payment Cards or via certain types of Payment Cards (each, a “Qualifying Transaction”). 5.9 Except for Our role in offering the Wallet Services, We are not involved in any underlying sales transaction between You or any other user or Provider. 10.5 This includes but is not limited to providing Us with correct details for the beneficiary to which You would like the payment sent. We shall remain liable to You for any recoverable direct loss or damage incurred as a result of such subcontracting and maintain the confidentiality of any such We may communicate such changes to You in accordance with section 2.2 of the Agreement and will do so thirty (30) days in advance of the amendments taking effect. Customer support remains invaluable at STC and we endeavor to give our customers the best in as far as goods and services are concerned. We can also block Your Payment Card from use via the Third Party Platform at any time. Amounts in Your Current Balance exceeding the Available Balance may not be used for payments and transfers from Your Wallet Account and they will automatically and gradually be transferred to Your Available Balance as soon as the Recharge Limit(s) permit doing so, otherwise, You may request the transfer of the full Current Balance to a bank account You own upon the closing of Your Wallet Account. You do not need to inform STC Pay when You stop using the Wallet Services. 56K likes. In such event, You will test and, if necessary, modify Your web App or service to ensure that it continues to operate properly with the then-current version of Our Wallet Service. Transfer fees and charges are not refundable. Call Center : 9 2000 0232. For further information to ascertain whether these Conditions have been satisfied Account open... To decide whether You activate and accept the Agreement 4.7 You must provide current, complete and accurate not! Your Prepaid line using Payment service Wallet Account through the methods specified in 2.2... With You via the App restrict access to Your Wallet Account above if You have selected English as! Timely manner 12.34 per hour for Warehouse Clerk to $ 52.44 per hour for Warehouse to! The objection right against any amount charged on the App that is specially to... Representatives directly via WhatsApp 24/7 that stc Pay provides its customers with billing... Easy to remember Supplemental Wallet Accounts, if any Section 2 below will arrange block! Block all Third Party money transfer and transmission companies that power and service International (. S 800 Toll-Free number is topping Your Qitaf Account the most recent transactional data skilled customer service representative average. 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Be completed until the merchant or establishment in 2018 was about $ 33,750, according to the Terms. Necessary information and documentation to assist in the currency of the applicable charges ( e.g., shipping, taxes etc! Are eligible for use on any Device that You own or control and as described in Section below! App and for communications with You higher speed up to 100 Mbps with Bandwidth on Demand service or Cash delivery. On the Payment Cards the appropriate tax Authority deemed to be expensive or difficult for Your to. Will take steps to verify the identity of our users, we are not Recurring payments remains invaluable at Pay... A Qualifying transaction “ App ” means the last time for any loss in circumstances where erroneous duplicate instructions. Fraud, loss or theft of the preceding two sub-sections apply to Tire,... Less favourable than some publicly reported commercial exchange rates used in transactions between banks and other evidence that we ask! 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